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Archive for the ‘Spam’ Category

Washington Zipcode Map: A Guide To Buying

Wednesday, December 3rd, 2008

Nowadays you can find anything you need on the internet, from useless facts to little known products. But how do you figure out whether a site is legitimate or not? Say you’re searching for a decent Washington zipcode map to use - what’s to stop you from buying one from a total scam site? Or even from finding one period?

For one, without any kind of filter you can run into all kinds of obscene and crazy websites. Sites better left unmentioned by this article. And yes, even with as innocuous term as Washington zipcode map, you may still see some results that are nowhere NEAR what you’re looking for.

Another problem with the prolificacy of the Internet is the fact that anyone with half a brain and no ethics whatsoever can build a commercial website. And many of them are GOOD at it, which makes it hard to tell the difference between a scam site and a legitimate one. For example, say you’re a real estate agent trying to get an idea of your service area so you search for a Washington zipcode map and want to make sure you’re buying a quality one.

You DON’T want some kid with Internet access trying to sell you a hand-drawn map of Washington on a paper towel. After all, a Washington zipcode map is a handy tool to add to any agent’s arsenal. Especially newer agents who are trying to get a visual idea of the area they can easily service.

You can even use a Washington zipcode map for client presentations, organizing prospecting or for directions when showing buyers around. Visuals are always great for presentations and having an outline in your office of each area you want to prospect is useful as well. By plotting your route ahead of time, you could possibly save yourself time and gas so you’re not driving around in circles. Whatever you want to use it for, your best bet is to make sure you have QUALITY map.

Of course with search engine technology being as good as it is, especially with Google, you’re likely to find quality sites selling Washington zipcode maps within the first 10 results of Google. Their technology is advanced enough that few spammers get by them more than a month or two at a time. It may be a bit tougher to corral the sponsored listings however.

Google has a pay per click program called Adwords where webmasters can advertise their sites or products - the sponsored listings section. Anyone selling a Washington zipcode map would want to make sure their site shows up in the sponsored listings for that term if they don’t already show up in the organic listings. The problem again is, what if the site is a scam that will take your money and run. Again, Google is advanced enough to take this into consideration, and once a site starts receiving complaints, it’s a safe bet that Google will be taking action sooner rather than later.

So how do you make sure you’ve found a quality site selling a Washington zipcode map? Just be careful. Examine the site you’re visiting, look for testimonials and take in the overall design. If it looks cheap and thrown together, it could be a scam. If it’s professionally put together and has legitimate contact information all over it, you’re probably safe. Also look at their checkout process, make sure they use a legitimate company like PayPal and keep in mind that if they show up in the top 10 of Google’s search results, it’s probably safe to say you’re going to receive a quality Washington zipcode map in return for your money.

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Spyware, Things You Must Know

Monday, November 24th, 2008

Most people who have spyware on their computers and laptops do not even realize it. The spyware lurks in the background doing it deeds within the shadows of their computer’s hard drives. Sadly, most are unaware of what spyware can do, the types of damage it can potentially cause and measures that can be taken to protect yourself from these annoying programs.

This article will offer answers that will clarify what spyware is and tips you can use to protect yourself from spyware in the future.

Computer programs that exist on your computer’s hard drive are cald Spyware. They come in a variety of types and flavors. There are some spyware programs that will secretly stay in your hard drive, keeping track of every website that you visit, and taking notes.

Some spyware watch and take note of your keystrokes whenever you visit a financial services website. Knowing as “keyloggers,” this type of spyware then sends your sensitive financial information, including your username and passwords, to other parties across the internet.

Most often, spyware is downloaded through the internet. Sometimes, the download occurs when a user knowingly downloads another piece of software and the spyware is attached and enjoys a “free ride” on the user’s hard drive. Other times, spyware can be downloaded by visiting websites. Known as “drive by’s” these downloads happen automatically without the user’s permission once a user has simply visited a particular website.

Spyware has an element of risk associated with it, even if some of them are harmless. Your financial livelihood can be compromised by spyware that monitors your keystrokes when you visit financial websites. Your banking information, your loan accounts, and your investments can all be accessed by these people if this happens. This could happen without you knowing about it or giving permission. Naturally, a situation like this could cause you a tremendous amount of distress and trouble.

There are additional kinds of spyware that can take control of your computer and give that access to other parties. Consequently, anonymous individuals could possibly get ahold of all the sensitive information contained on your hard drive.

The most effective way to protect you and your computer from spyware is to use a computer program that is designed specifically to identify and get rid of such bugs. Such programs include Search and Destroy software. These types of programs are increasingly helpful as spyware creators become more savvy.

Some spyware tries to mask or disguise its presence on your hard drive by appearing as an anti spyware program. That can make them difficult to identify and remove. Fortunately, dedicated programs like Spybot are constantly updated with the latest version of spyware that are being circulated. This allows it to keep up with new spyware, helping it to easily identify and remove them.

There is a good chance that you have a spyware program lurking on your hard drive if you have never scanned your system. Although it could be relatively benign and content to simply exist, it could also be maliciously communicating your sensitive data to outside parties. You need to eliminate this spyware with a program specifically designed to do so, before permanent harm is done.

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Should You Be Worried If You See Pop-Ups?

Wednesday, November 12th, 2008

Pop-ups are the annoying ads and other things on the internet that open on your monitor as you’re surfing the web. Their main goal is to either get you to visit a certain website or to collect your name and email address for marketing purposes.

These pop-ups are usually caused by something called Javascript, which is a simple programming language built into the web page you’re visiting.

Sometimes these pop-ups can be useful. It may ask you for your login information or something else to log you into the website, or it might give you more information on something without taking you away from the page you’re looking at. Music sites, for example, often use a pop-up for their players. These reasons are all legitimate uses and are quite a bit more acceptable than some of the advertising pop-ups.

The Javascript language can set the size of the window, where it’s displayed on the screen and even whether or not the close button gets displayed. If the menu bars and close button are hidden, it can be next to impossible to get rid of the pop-up, unless you either enter what it’s asking for or close your browser completely.

Some of these pop-ups can cause other problems as well. They may be poorly programmed, or they may be intentionally malicious and can cause many windows to be opened. And when you close one, several more open to replace it. When this happens, the only way to get rid of them is to close the browser.

A recent type of pop-up is created using software called Flash and can even be made to follow your mouse around the screen as you move it.

In addition to pop-ups created with JavaScript and Flash, ‘adware’ can create pop-up ads according to the content on a web page. Adware is usually just advertising-supported software which displays ads when you use that program. Sometimes, however, ‘adware’ refers to small hidden programs that deliver targeted advertising to your web browser. These programs may look for certain keywords on a web page and generate advertisements based on those words.

Another type of pop-up is the pop under. Rather than appearing on top of web pages they’re hidden until you close the browser window. These are a little bit less intrusive than pop-ups but still an unwanted nuisance. There’s no end to the cleverness of advertisers!

It’s the nuisance factor of pop-ups that has encouraged almost every web browser designer to include some kind of pop-up killer in their program. The latest versions of all the major browsers have integrated pop-up killers.

You can also get specialized pop-up killer software that will catch most of the pop-ups that the browsers miss, giving you an almost 100% pop-up free internet experience.

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What You Can Do To Avoid Email Scams

Saturday, October 25th, 2008

Most of us get spam trying to sell us things, most commonly prescriptions, cheap mortgage rates, online gambling and other, more “adult” topics. Most of us just delete them or hit the “spam” button and move on. There are some other types of spam that are a little more serious, however.

One well-known example, circulating for years now, is the Nigerian bank scam. The sender, allegedly the wife or relative of a former dictator or government official (usually in Nigeria, hence the name) tells the sad story of how millions were deposited in a bank account which is no longer accessible. In exchange for your help, they’re willing to share this wealth - for a few mere thousands from your bank account for ‘expenses’. As ludicrous as it seems, people fall for this every year. In one well-publicized case an elderly Czech man who had lost his life savings to this scam shot the Nigerian consul in Prague.

Another fairly common scam is investments with extraordinary returns. They’ll claim to be risk-free but this is obviously not the case. Once you send them your initial investment, it’s highly unlikely you’ll ever hear from them again, unless it’s to ask for more money.

These scams can also effect legitimate businesses you might be dealing with. Because there is so much spam these days, the email services are working hard to filter it out. These filters can sometimes stop legitimate messages, however, and you may not receive something you wanted.

How To Avoid Getting Scammed

Firstly, never ever reply to spam, either by hitting reply or by clicking a link in the email. These things will only serve to confirm your email address is active and you will shortly start to receive much more spam than you do already.

Never send any private information like credit card numbers or username & passwords by email. Legitimate companies like Paypal or your bank will never ask for these things directly through email.

Spam isn’t an easy things to stop, but if you don’t recognize the person sending you the message, and it sounds too good to be true, it probably is. Besides, how many dead Nigerian dictators with huge bank accounts can there really be?

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Get Rid of Lousy Spam For Good

Monday, October 13th, 2008

Most people think spam is irritating and clogs up their email account. They dislike the pointless attempts to get them to click on links to get a home loan or buy some pills cheap. Hundreds of thousands and more of these irritating pieces of junk email go out every day to almost every computer user’s mailbox.

If you are online, you will get spam in your mailbox guaranteed. Most people despise it, but can’t find ways to stop the onslaught of junk emails. So they accept the junk and continually delete it, hoping they don’t accidentally delete a good piece of mail that they were expecting to receive.

The content in the spam is often carefully organized by spammers. They know that most people will delete these emails, but there will be a few that will be curious enough to read the email and even click on the links. Spam does give results and it does work.

It is often said that some people have to see the same ad over seven times before they get curious and click on the email if they see it enough. Spam is effective and the spammers know it. It does work because some people are actually interested in what they have to say.

How do spammers find your address? They use a Spambot, a program that spammers apply in order to capture various email addresses to sent junk email. This an effective method to grab as many addresses as they can for unsuspecting computer users.

Another way is to find something well known such as Yahoo or AOL. Spammers will set up a program that finds various names of potential user names to send out the spam. It’s a guessing game, but once in a while they will hit pay dirt.

If you are ready to sign up for a mailing list on a website, make sure you check out their privacy policy. Be sure that they state that they do not sell, share, or give away your name to others. If you don’t see any privacy policy, or comments regarding your privacy, then be wary.

The main Internet Service Providers do have spam safeguards that are already embedded into their email mailboxes. Still, some junk email can manage to slip into your mailbox regardless of how strong a filter is. Learn how you can take charge of your emails by learning how to fine tune the quality of email that you get and report any offensive spam to your ISP immediately.

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Spam: The PDF Spam and Protecting Your Children

Tuesday, September 23rd, 2008

With PDF type of spam, a junk email is sent out with a PDF file attachment, which most anti-spam filters cannot or do not read. These attachments range from rudimentary to professional-looking documents. The text in the body of the email is usually nonsensical gobbledygook that the spam-filter does not recognize as junk mail.

The upside to the use of image and PDF spam is that so far, there is no hard evidence that either one can be used to embed malicious software on the recipient’s computer. The only harm is done to those who do what the message says. Spammers have also begun to experiment with attachments in different file types such as excel and zip files.

Protecting Your Children

Like all other Internet users, children are just as susceptible to receiving spam as are adults. And because spam is an equal opportunity menace, kids are just as likely to receive spam that contains adult and pornographic material. While there is really no way to totally eliminate the possibility of your kids receiving spam, there are steps you can take to minimize it.

Whitelists - Set up an email account for your child that “whitelists” only specific email addresses. A whitelist is just a list of trusted and approved email addresses. For example, you can have the addresses of your child’s grandparents, aunts and uncles whitelisted. Whenever email is received from any of the whitelisted addresses, it goes directly to your child’s inbox. All other email addresses are blocked.

Spammers tend to direct the dictionary attacks at the large email companies, which have a large number of customers, which can be your kid.

Be sure to log into your child’s email account on a regular basis to monitor the incoming and outgoing messages, and to ensure that the spam filter and spam block are working appropriately.

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The Hidden Costs Of Spam

Thursday, September 4th, 2008
by Paul Wilcox

Just about anyone who accesses the Internet will know what spam is. Spam is the biggest problem of Internet email just as for the Postal Service the problem is junk mail.

Spam can be considered to be email that is unsolicited. Many times the intent is commercial but most times it is unwelcome. Spam is sent out in bulk by programs that are automated. This spam reaches millions of users of email, many times offering services and products that include pornography, get rich plans, and prescription medication.

Even though the content of spam can be objectionable it’s the method of delivery that most people get upset about. Junk mail is delivered by the Postal Service and the sender pays the cost. Spam costs usually hit the receiver and the ones who transmit it. The sender of spam will incur some cost for using paid services to send the email but the cost is usually small.

So just why does everyone hate spam? You have the option of getting rid of it by simply deleting it. When you get one or two spam emails in one day you’ll only be annoyed. But when you get 20 or one hundred spam email every day it can get to be a problem.

Spam was mostly seen on USENET (newsgroups that are created to talk about certain topics) before email became a main source of communication. As email became more advanced the advantage of sending email in bunches started to become more popular. This is called cross posting.

Cross posting was very quickly picked up by spammers. They could send the same message to thousands of people in the newsgroup without having to pay attention to what their individual interests were.

As email became more popular spammers found a whole new way to generate harm. They could use spambots (software) to harvest email addresses that had been posted on newsgroups or websites. Once they had all these addresses they could send out their messages to thousands of receivers at one time.

A spambot is a program that is used to collect email for address lists so that spammers can target many people at one time.

Spam is profitable just because of the huge number of messages that are sent out. This is called “shotgun” advertising and considered to be legitimate advertising. Many legit advertisers will use something known as “targeted” marketing where people voluntarily give their email addresses to the vendor. This way only welcomed messages are sent out.

The majority of people don’t fall for schemes to get rich or are interested in randomly buying products. However, just one recipient out of thousands will give out their credit card number. This alone will repay the spammer with rewards.

There is no need to despair since spam is being battled on more that one front. There are trade groups and companies, technology, and legislation that are joining forces to put spam into the past.

This effort may not be effective 100% simply because what one person considers to be spam another will think of as the latest product they want to buy. At least progress is being made.

Until then you don’t need to stand by waiting for a solution to spam. Other tips for battling spam will be discussed in later articles.

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Spamkiller - A User Review

Wednesday, August 27th, 2008
by Phoenix Owens

Spamkiller is one of the popular brands of spam filter, which can help to avoid the spams. Spams are considered as a necessary evil in the email communication. Spams are the unsolicited emails to your email id. In the beginning phases, spam emails were considered as just annoyance, but, while the evolution of the technology the bad tendencies also increased. In the era of security threat, spam cannot be entertained, as techno-fraudulent use spam as a means to destroy your whole information. Now people solely depend on email for communication, and any threat to your inbox, may totally isolate you from the rest of the world. Spam filters thus become a necessity to overcome the risk of spam. Spam filters are the tools used to screen the incoming emails to avoid spams. Spamkiller is one such tool.

Spam killer, produced by McAfee specifically has certain exceptional characteristics that distinguish it from other spam filters. Spamkiller alleviates the process of access at spam filtering. The normal filters are designed against the well-known Spammers. However, Spamkiller is in advance in detecting the spams by having a mechanism of scanning the emails in multiple parameters as Message header, the message text and sender’s address. Country filter is the unique feature featured by spam killer, which facilitates the possibility of filtering emails in accordance with the country name where it is expelled from.

The filters are embedded in the software. The usage of the programs begins with downloading it from the vendor’s website. Soon after the installation, Spamkiller starts running on the PC. In the task bar an envelope kind of icon with activity will be visible.

If you are sure that the email you’ve got is not spam, then you can move it out from the spam folder.

Spamkiller also assure up-to-date protection as it checks with McAfee servers daily, to download the latest spam traps. Spamkiller perform meta-character filtering and junk text identification to identify the unfamiliar email. Spamkiller have provision to directly import your address book into its friend’s list to avoid the mistakes to consider your necessary emails as spam. You can add up new address in any time. To ensure that any of your important mails are not destroyed, Spamkiller will retain the suspected spam emails in quarantine for 30 days. If you require, you can retrieve them back, or else the mails will be deleted by Spamkiller, after the quarantine period of 30 days.

Spam killer enables multiple client based email applications and web based applications, which will help you to monitor the multiple accounts, without any change in your pattern of internet usage. It supports MSN/Hotmail, POP3 and MAPI email accounts. Spamkiller also facilitate features, which help to fight against spams. You can create customized filters on Spamkiller, based on the patterns of spams, you are receiving. The community reporting facility helps you to have discussion with the anti-spam experts in McAfee about any spam emails you have received and assist in the development of spam filters for the entire community. Also, you can send complaints about the spammers to their respective email address or to web site hosts, ISP and relevant authorities, to cancel the spam accounts.

Summarizing, Spamkiller is no doubt a unique spam filter that saves your inbox from the spam emails. Its special features improve the utility of the filter.

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What You Need to Know about Identity Theft

Sunday, August 10th, 2008
by Michael Benifez

Identity theft is becoming the fastest growing crime problem in the United States, according to the Federal Bureau of Investigation. Criminals commit identity theft by stealing and using the names, addresses, bank account information, credit card numbers, and Social Security numbers of almost 10 million Americans each year, according to the Federal Trade Commission. Learning about how thieves can get your information is the first step in protecting yourself from becoming an identity theft victim.

At the Corporate Level

The biggest headlines about identity theft tend to happen when thieves hack consumer databases and steal hundreds - or even thousands of names. Thats not the only way that identity theft can happen at the corporate level, however. Outsiders can con or bribe an employee to get information. Identity theft can also happen from the inside. This happens when an insider, like an employee or a contractor, gets hold of credit reporting information and confidential personal data. Insiders also can steal information from the employers trash or files.

At the Personal Level

Identity theft doesn’t receive as much publicity when it happens to an individual. The number of ways it can happen at this level, however, are just as distressing as when it happens to a corporation. The simplest method for a criminal to get your information is from stealing or finding your wallet, digging through your trash, or looking over your shoulder as you use the ATM.

There also are more complex ways to get your information. More sophisticated methods criminals may use include looking for the information of people who have died recently, stealing your mail, or getting your credit card information through ’skimming’. ‘Skimming’ involves using an electronic device to steal your information. This can happen when you use your credit card to buy something, and the person uses a skimmer to access your information. This device also has been found on some ATMs.

Criminals also may try to get your information through phishing. This is one of the methods that receives the most publicity for identity theft. Phishers will create a website that looks like the site of a legitimate business, and then send out e-mails to try to lure people to enter their personal data on this site.

After Your Identity Is Stolen

After stealing your personal data, the identity thief will start using your identity and will pose as you. Less experienced criminals will go on a spending spree with your credit cards, will open new cards in your name, and may write checks or open cell phone accounts.

More sophisticated thieves won’t just steal your money. They’ll use your identity to do anything they want and get anything they need. These criminals will get personal identification, like a driver’s license or Social Security card, and use it to take out loans, open bank accounts, and get out of making payments on debts that they created in your name. To make things even worse, some of these criminals will use your name and identity when they are arrested.

The Best Defense

Although nobody is entirely protected from identity theft, there are precautions you can take to help reduce the chances that you will become a victim.

1. Protect Your Social Security Number

Your Social Security number is the most important piece of personal information you have. Never print your Social Security number on any form of personal identification, and never have it pre-printed on your checks. Don’t carry your Social Security card with you, and try to avoid using your Social Security number to identify you. Even though may agencies and organizations ? like colleges, medical providers, and your employer - request that you give them your Social Security number, reconsider whether you want to give it to them. It’s impossible to tell who will have access to that number.

2. Protect Your Mail

You can help make your mailbox less attractive to criminals by reducing the amount of unsolicited offers (like credit card offers) that you get in the mail. You can opt out of credit card offers and insurance offers by calling 1-888-5OPT-OUT or by logging on to www.optoutprescreen.com. You can choose to opt out for five years or to permanently opt you. Shred offers you do receive before you throw them out.

Cancel mail delivery when you go on vacation. Mail sitting in your mailbox can be attractive to criminals both those who want to rob your house and who want to steal your identity.

Also protect your outgoing mail. Put mail in a secure mailbox like the blue U.S. Postal Service boxes and don’t leave it in your mailbox at home. Don’t include information in any mail that someone could steal and use against you. For example: Only write the last four digits of your account number and not the whole thing. Your creditor can identify your account with those last four numbers, but they won’t help a criminal steal your identity.

3. Protect Your Trash

Many things that you throw out - including credit card offers, bank and credit statements, bills, and ATM receipts have your personal information. Thieves can collect this information and use it for identity theft. You can minimize the chances of this happening by shredding your mail before you toss it. You should also cut up old credit cards before putting them in the trash.

4. Be Careful on the Telephone

You may receive calls from high-pressure callers who promise you a fabulous vacation at an unbelievable price, all in exchange for your personal information. Remember that you should never give personal information over the phone if you did not initiate the call. You can limit the number of this type of phone call by joining the national Do Not Call registry. You also can simply hang up anytime you receive a call for something that seems too good to be true.

5. Protect Your Computer

Don’t respond to unsolicited requests for information; your bank will not e-mail you to get personal information. Protect your computer with a password and change it often. Don’t share your password with anyone, including your friends and loved ones. You also may find it helpful to run a Google search periodically for your name and the last four numbers of your Social Security number. What you might find may surprise you.

6. Protect Your Wallet

Write “Photo ID Required” or something similar on the backs of your credit cards instead of signing them for additional identity theft protection. It will be more difficult for a thief to buy things with your stolen credit cards if you do this. You also should copy everything in your wallet and store the information in a secure location like a home safe or a filing cabinet. If your wallet is lost or stolen, you?ll have all the information you need to cancel your credit cards.

7. Protect Your Deceased Relatives

Unfortunately, even the dead are not safe from identity theft. When a loved one dies, you should get at least 12 copies of the official death certificate. Use this to notify all banking institutions, insurance companies, and creditors that your loved one has died. Make sure to remove the person’s name from all joint accounts.

You also should contact the credit reporting bureaus and request a “deceased” alert. This will put a notation on your loved one’s credit report that they have died and cannot be issued a line of credit.

8. Report Any Suspicious Activity

You should review your credit reports at least once a year and contact creditors and the credit bureaus immediately if you see anything that looks suspicious, including information that is incorrect.

Contact the police if you ever suspect that someone has made an attempt to steal your identity. You should file a police report and file a complaint with the Federal Trade Commission. You can contact the FTC at 1-877-IDTHEFT.

What’s Next?

Having your identity stole can be devastating and frustrating. Identity thieves are skilled at finding potential targets and using that information to hurt you. You must stay alert and knowledgeable to protect yourself from such thieves.

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The Truth About Spam

Monday, July 7th, 2008

Spamming is the maltreatment of every electronic messaging system to send unwanted messages in your bulk folder. The most common appearance of “spamming” is on the Internet. These are termed as “e-mail spams”. There are other spams aside from e-mail spammings such as “instant messaging spams, web investigation locomotive spams, Usenet newsgroup spams, Wiki spams, spams in blog sites, refuse transmissions by fax and mobile phone messaging spams. Persons who send or generate electronic spam are termed as “spammers”.

Spamming is convenient for advertisers because they don’t have to pay for the cost of organizing in their mailing lists. It is also complicated to pinpoint or push charges on the senders of the supposed spams. Due to indecent mass spammings, the number of Internet frauds has come at a towering rate. It has been widely detested by Internet consumers. Several “Internet Service Providers (ISP)” were obliged to add further capacity so as to handle the crisis. Eradicating spam is furthermore discussed in politics.

Types of Spamming

1. E-mail Electronic Mail Spam:
E-mail spamming is the art of launching unwanted electronic mails. It is also known as UBE or Unsolicited Bulk Mail. It is occasionally referred as Unsolicited Commercial E-mail (UCE). It commonly shows as an advertisement with marketable fillings and is being sent in massive quantities. Electronic mail spams have been a crisis ever since the World Wide Web has been released to the public. It grew throughout the years and is persistently increasing so far. This has been made illegal in certain countries. Spammers are currently bothering countries where spamming is not until now illegal.

2. Instant Messaging (IM) Spam and Chat room Spam:
IM spam is also termed as “spIM”. It is a mixture of the word spam and IM (Instant Messaging

 

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